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This article is about the bank network. For the federal student loan, see PLUS loan. PLUS (also known as Visa PLUS) is an interbank network that covers all VISA credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide. Currently, there are one million PLUS-linked ATMs in 160 countries worldwide. It is the world's leading payment brand. PLUS cards can be linked in the following ways: as a standalone network, linked with a local interbank network and/or linked with any Visa product displaying the Visa flag on the front (Visa, Visa Debit, Visa Delta and Visa Electron). Currently, there are 144 million proprietary PLUS cards, not including a number of cards which have PLUS as a secondary network. PLUS is widely used as a local interbank network in places such as the United States and Canada, where networks such as STAR and NYCE in the United States and Interac in Canada also compete. In places such as India and Indonesia, this is also the case wherein there are many interbank networks. The main competitor of PLUS is Cirrus, which is offered by Visa rival MasterCard.
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